File your 2026 U.S. taxes

Built for yacht crew, contractors, and marine businesses with foreign income, daywork, FX, and refit seasons.

LIMITED-TIME OFFER
IRS Transcript Review Quick clarity on what the IRS has on file
$500 FREE
Included when you speak with an advisor
ENDS FEBRUARY 28, 2026 Limited-time availability
Who we help
U.S. yacht crew · marine small businesses · owners & managers
39 crew return slots left for the 2026 season
0
Crew Tax Returns Filed
Yacht crew served across private & charter vessels worldwide
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Average Turnaround Time
From document completion to IRS-accepted filing
0
Average Tax Refund
Based on recent yacht crew filings

Trusted by Crew and Companies Across the Yachting Industry

What yacht crew say about MFS
Real stories from crew whose IRS and tax problems were resolved.
5.0 ★ on Google
Deckhand
“I had three years of unfiled U.S. returns from working seasons and avoiding the IRS. MFS pulled my contracts and travel history together, filed everything, and set up a payment plan I can actually afford. No more panic when I see ‘IRS’ in my inbox.”
Deckhand – Caribbean / Med
Non-filer case brought current
Chief Stew
“Other crew told me ‘you don’t pay U.S. tax if you’re always offshore’ and that almost cost me a lot. Justin explained FEIE and fixed my state residency so I’m finally filed correctly and not guessing based on dock gossip.”
Chief Stewardess – Dual season yacht
FEIE & residency planning
Captain
“I got multiple IRS letters saying I under-reported income from 1099 contracts. MFS amended my returns, responded to the CP2000 and the case was closed without me having to call the IRS once.”
Captain – 40m motor yacht
CP2000 / 1099 clean-up
Engineer
“An old U.S. tax debt became a federal lien while I was working overseas. Justin dealt with the IRS for me, set up a realistic plan, and walked me through what it means for my credit and future visa applications.”
Chief Engineer – U.S. citizen abroad
IRS balance & lien resolved
Freelance stew
“Between daywork, tips and freelance trips, my income was all over the place and always paid as 1099. MFS set me up properly as a business, told me what I can actually deduct, and filed my return so I’m not gambling with the IRS anymore.”
Freelance Stewardess – U.S. based
1099 crew & deductions
Yacht couple
“We both work on the same yacht and needed clean U.S. returns for a mortgage and future visas. Our income was in euros, tips, and boat accounts. Justin translated all of that into exactly what the bank and lawyer wanted to see.”
Chief Officer & Chief Stew – same vessel
Returns for mortgage & immigration
Non-U.S. crew
“I’m not American but got paid from a U.S. company and started receiving IRS letters. MFS explained exactly how my situation works, filed what needed to be filed, and made sure I’m not double-taxed in two countries.”
Deck / Engineer – foreign crew
Cross-border tax guidance
Purser / boat manager
“When I took over as purser, crew payroll and U.S. filings were a mess. MFS reviewed our 941s, corrected the mistakes and put in a system where crew get paid correctly and the IRS gets the right numbers.”
Purser – managed fleet
Payroll & 941 compliance review
Chef
“I racked up thousands in penalties because I was offshore every time a deadline came around. MFS built a reasonable cause case and got a huge part of the penalties removed. I wish I’d called earlier.”
Chef – 55m motor yacht
IRS penalty abatement approved
Bosun
“I needed proof for immigration that my U.S. tax situation was clean. The MFS U.S. Digital Nomad Tax Clearance Certificate was exactly what the consulate asked for and it didn’t hold up my visa.”
Bosun – rotational contract
Tax Clearance Certificate issued
Captain
“Because my income is all international and from different flags, I was told I’d be ‘audit bait’. Justin structured everything, prepared documentation and logs, and the IRS accepted my filings with no audit.”
Captain – private vessel
Audit risk reduced with planning
Auto-scrolling crew reviews
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Get In Touch With Us

Info@McGregorFinancials.com

Office +1-954-250-4820 Fax +1 954 838 5540

1314 E Las Olas Blvd #1600 Ft. Lauderdale, FL 33301, USA