Free File — $0 Prep if Eligible
File Your Taxes Free with MFS
Qualify for $0 prep when your return is straightforward and electronic. Built for yacht crew & marine small businesses—if you don’t qualify, we’ll guide you to the best low-cost option or 2-Day Express when time is tight.
Free File Eligibility Checker
Answer a few questions to see if you’re likely to qualify.
Estimated taxable income: $0
Estimated federal tax: $0
Withholding & credits: $0
$0
Positive = estimated refund • Negative = estimated tax due
What you’ll need to start Free File
• Latest W-2 (and 1099 if applicable)
• SSN/ITIN • ID • Direct deposit info
• Last year’s return (optional but helpful)
Free File FAQ
Is this really $0?
Yes, if your return stays within the Free File scope (W-2 only or very small 1099, standard deduction, no foreign income/FEIE, no rentals/K-1/crypto). If you’re out of scope, we’ll quote before any work begins.
What if I need it filed in 48 hours?
Choose our 2-Day Express. We prep, e-file, and provide lender/immigration verification when possible.
Can yacht crew use Free File?
Sometimes—if you have a simple W-2 year without FEIE/foreign income or complex deductions. Otherwise our crew service is a better fit.
How do I send documents?
Use the secure upload link above or the advisor form and we’ll provision a folder.